Recent Articles

Spouses and Reverse Mortgages

Explore the untapped potential of your home equity with strategies designed to benefit both spouses in the journey of reverse mortgages.

HECM Defined

Unlock the power of Home Equity Conversion Mortgages (HECM) to access untapped funds and secure financial stability for your home!

Credit: Scores and More

Boost your knowledge on credit scores to unlock the doors to your dream home. Mastering this vital info can lead your homebuying journey to success.

Mortgage 202 - Bonus and Commission Income and Recent Job Changes

Managing bonus, commissions, or job changes? Get expert advice to secure your dream home stress-free. Unlock the secrets to mortgage success!

5 Ways You Might Actually be Sabotaging Your Homebuying Efforts

Don't make these mistakes when looking to buy a home --it could ruin your chances!

Homebuying 101: 3 Basic Elements of Qualifying

Navigating the mortgage process can be overwhelming. Discover essential steps to simplify your journey to homeownership.

Mortgage 201: Self-Employed and Retired Borrowers

Discover the keys to navigating the mortgage process with ease, even if you are self-employed or retired. Importance of credit score can impact approval.

Reverse and Standard Mortgages: Differences and Similarities

Discover how various mortgage options can simplify the homebuying process and empower you with informed decisions. More clarity leads to confidence.

Reverse 101

Unlock the potential of your home equity with reverse mortgages. Learn how to access funds in retirement without monthly payments.

Why You Need a Real Estate Agent When Buying a Home

Thinking about going at your home-buying on your own, without a real estate agent? You might want to rethink it. Read this article to learn why.

Demystifying Home Loans: The Scoop on Conventional and Non-Conforming Loans

Learn the difference between conforming and non-conforming loans in this easy-to-understand mini guide.

Navigating the Mortgage Rate Dilemma: Should You Wait or Buy Now?

You may be wondering whether to wait until mortgage rates come down before you spring into action. Here’s some info that could help answer that for you.

Balancing Act: The Art of Compromise in Home Buying

Buying your dream home in this market may require some compromise. Here are 5 areas to reconsider on your way to buying your first home.

Navigating Home Buying with Elevated Mortgage Rates: 10 Mistakes to Avoid

Feeling the pressure of higher mortgage rates? Keep your cool and be smart with your purchase with these 10 tips.

Don't Wait Another Minute: Here's Why NOW is the Perfect Time to Buy Your Dream Home!

Is it the right time to buy? Here's why waiting could cost you --even with the current elevated rate.

Differences and Similarities in HECM and Proprietary Products

Home Equity Conversion Mortgage (HECM) and proprietary reverse mortgages are two types of reverse mortgages. HECM is a government-insured reverse mortgage (insured by FHA), while proprietary reverse mortgages are not insured by the government (FHA). Proprietary reverse mortgages are offered by private lenders and are designed for high-value homes. They are not subject to the same regulations as HECMs, and loan limits are not capped by the government.

Reverse Mortgage 101

For many Americans, their home is the biggest asset, and the one they have invested the most in throughout their lives. In fact, home equity now represents more than two-thirds of total wealth for the average 65-year-old American Couple (1). Reverse mortgages work by allowing homeowners to tap into their home’s equity while continuing to reside there well into retirement years.

Second Time's the Charm: Navigating Your Next Home Purchase

Ready to buy your second home? Here's what you need to know about which home loan programs you qualify for the second time around.

The Smart Path to Downsizing: Making the Most of Your Retirement

Are you considering downsizing your home? Here are some points to consider.

"When Should I Consider a Cash-Out Refi?"

When is it the best time to refi? When should you consider it? Read this article to get a better idea.