Our Business is 100% Referral based...

Our goal is to always provide the best rates and service to earn your business and referrals for life!   Choosing the right lender means more than simply finding the lowest quote on a 30 year fixed. As your needs change, I'll keep you in the mortgage that fits.

After all, what stays fixed for 30 years?

Fortunately, with your business and that of your referrals of family and friends, we are financially strong and in the mortgage business for the long haul. Emery Financial has always done the highest quality of loans which are A and A+ paper. Emery did very few Sub-Prime loans which are the major source of problems in the industry and has shut down some lenders in our industry. We have done over 38,000 loans since 1993 and less than 200 were originated as Sub-Prime Loans.

As the market adjusts, now is a great time to review your long term plans and possibly move into a longer term loan. For those friends and family that might be in process with lenders and brokers that are in trouble, and don’t know it.  Many won’t get their loans closed.  Their loans will either be denied due to guideline changes or the brokers/lenders may go out of business before they can fund their loans.  Fortunately, your mortgage broker - Emery Financial will be around to take care of business.  If you have friends or family that are looking to purchase or refinance, make sure that they are as secure as you and please refer them to us

1 2 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 3

2000 Crow Canyon Place, #350 San Ramon CA  94583  (800) 334-8164, (925) 248-9200, ext. 101 Fax: (925) 866-9678
  Rob Scott NMLS #281926

© 2016 Emery Financial, Inc. 620 Newport Center Drive, Ste 850, Newport Beach, CA 92660 Phone #949-729-9200. Emery Financial NMLS #79057 and CA BRE #01157066. Broker/Brad Sarvak NMLS #118685 AND CA BRE #00824607 Trade/service marks are the property of Emery Financial, Inc. This is not acommitment to lend. Restrictions apply. All rights reserved. Some products may not be available in all states. Emery Financial, Inc. is not acting on behalf of or at the direction of HUD/FHA or the federal government. All Borrowers and properties securing Mortgage Loans must be approved by Emery Financial. Loan terms subject to change without notice. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act RML No. 4131002; NMLS consumer access:
Copyright 2016 by Emery Financial